DeFi is opening up more and more opportunities for passive income. Some of them are more complex, while others are very simple and accessible even to beginners. In this article, we will consider the best ways to make money with DeFi.
What are DeFi?
DeFi is decentralized finance or open finance, financial applications that leverage the power of Blockchain to build open finance.
To put it simply, DeFi includes all current financial activities such as deposit, withdrawal, lending, buying and selling, insurance, etc., but it is built on a decentralized Blockchain system without going through any other third party, still ensuring transparency, security and speed. DeFi was born to simplify all transactions in the financial market with just a smartphone and an Internet connection.
Please note that DeFi is an area that uses Blockchain technology but is not part of the blockchain. In short, DeFi eliminates third-party intermediaries, reducing costs, increasing transparency, and increasing user security through smart contracts.
The creators of DeFi aim to:
- Deseja se livrar dos bancos e exchange tradicionais.
- Facilitating financial transactions in a faster, more economical way, with no minimum transaction value, without bureaucracy, but still completely transparent.
How to make money with DeFi
Earn by providing liquidity
Muitos dos protocolos DeFi operam no que é conhecido como pools de liquidez- pools de tokens bloqueados em um contrato inteligente. Eles são usados para facilitar a negociação, fornecendo liquidez e são amplamente usados pela próxima geração de exchanges descentralizadas. Essa mecânica se tornou popular após o lançamento do Uniswap.
On exchanges like Coinbase or Binance, a negociação é baseada em um livro de ordens. As exchanges de valores tradicionais funcionam da mesma maneira. Os vendedores tentam vender o ativo pelo preço mais alto possível e os compradores tentam comprar pelo preço mais baixo possível. Quando o comprador e o vendedor chegaram a um acordo sobre o preço, o negócio foi concretizado.
In decentralized finance, trading is replicated in a different way. Each liquidity pool contains two tokens and creates a market for that specific pair. For example, a popular liquidity pool on Uniswap is DAI/ETH.
Agora, como ganhar dinheiro com isso. Para garantir que os pools sempre tenham ativos, as plataformas incentivam os usuários a depositar fundos. Um provedor de liquidez (LP) recebe tokens especiais, chamados de tokens LP, em proporção ao montante de liquidez fornecido à carteira. LP recebe uma certa porcentagem da taxa para cada transação no pool onde eles depositaram fundos.
Earn by investing in DeFi tokens
Semelhante ao ICO e ao IEO, o IDO (Initial DEX Offer) também é uma forma de emitir moedas pela primeira vez, mas a diferença aqui é que é emitido em uma corretora descentralizada (DEX).
One way to make money on decentralized assets is to play on price increases. The peculiarity of the sphere now is that within a few hours after the launch, the token can increase in price by hundreds and thousands of percent, and then also quickly fall in price or continue to grow. It is not surprising that the investment field is in great demand.
P2P Lending
This form allows you to earn profits by accumulating interest on your loans.
Basicamente, você empresta seus ativos para negociadores de margem em uma plataforma de criptomoedas e eles pagam juros em exchange de emprestar o dinheiro. Você pode escolher entre muitos tipos, como Bitcoin (BTC), Ethereum (ETH), Binance USD (BUSD), Tether (USDT), Dao, 0x … DeFi expande os empréstimos de BTC (2017) para uma variedade de empréstimos com várias opções de criptomoeda .
Typically, there are two types of loans: fixed package and flexible package.
- Fixed means you lock your money for a predetermined period and interest rate.
- In contrast, the flexible plan allows you to withdraw your money at any time, but the interest rate changes from time to time.
Farming pool / Yield Farming
Pool farming is a method used to maximize the return on investment of DeFi investors with various products in the DeFi ecosystem.
While there are many methods to optimize profits using yield pooling, the most common approach is to use liquidity tokens provided by DeFi platforms.
Yield farming refers to the process of locking crypto assets into platforms that provide lending and borrowing services. Typically, liquidity pools hold these funds to provide liquidity across networks.
Token holders and investors, also known as yield farmers, generate passive income in DeFi through this strategy. In addition to interest rates ranging from 0.25% to over 150%, they also receive a portion of the platform’s tokens as an incentive.
Em vez de colocar moedas, tokens ou stablecoins em uma carteira de criptomoeda, colocar ativos em um fundo financeiro descentralizado oferece oportunidades mais lucrativas, mas de alto risco. O Yield Farming envolve o empréstimo de criptomoedas, proporcionando liquidez e ganhando recompensas.
Earn with Staking
Staking coins are cryptocurrencies that you can contribute to a Proof of Stake (PoS) blockchain. PoS is a blockchain's consensus mechanism to ensure that the blockchain functions properly.
O Staking de moedas permitirá aos detentores dessa moeda decidir sobre a rede. Eles podem votar nas decisões de governança e gerar receita com seus ativos.
Esses tokens são usados para ajudar a validar transações, operar nós e manter o Blockchain. Embora existam muitas formas alternativas de moedas de Staking aparecendo, piquetar moedas via Blockchain Proof of Stake ainda é a melhor maneira de ganhar dinheiro.
Earn with leverage on DEX
Margin Trading (Leveraged trading) is a method of trading using borrowed funds, thanks to which you can use many times more amounts to exchange than the user has. In the DeFi realm, margin traders borrow cryptocurrencies from decentralized credit protocols powered by smart contracts.
Aqueles que desejarem podem ganhar dinheiro com isso- dê sua criptomoeda não utilizada em uma porcentagem. É possível receber 5-20% de empréstimos para traders de margem.
Conclusion
To choose the right way to make money with DeFi assets, it’s best to try everything – fortunately, the threshold for entering them is minimal. The protocols work even with the smallest amounts. And thanks to their transparency, you can monitor the market situation and your assets at any time so as not to miss the right moment to deposit or withdraw funds.