{"id":21622,"date":"2024-01-15T06:22:30","date_gmt":"2024-01-15T09:22:30","guid":{"rendered":"https:\/\/coinyze.com\/?p=21622"},"modified":"2024-01-15T06:22:35","modified_gmt":"2024-01-15T09:22:35","slug":"aplicativos-defi-populares-para-emprestimos-negociacoes","status":"publish","type":"post","link":"https:\/\/coinyze.com\/vi\/aplicativos-defi-populares-para-emprestimos-negociacoes\/","title":{"rendered":"5 Top Aplicativos DeFi populares para empr\u00e9stimos, negocia\u00e7\u00f5es, NFTs em 2025"},"content":{"rendered":"
\n

M\u1ed9t s\u1ed1 nh\u00e0 \u0111\u1ea7u t\u01b0 cho r\u1eb1ng t\u00e0i ch\u00ednh phi t\u1eadp trung<\/a> n\u00f3 \u0111\u1ea1t \u0111\u1ec9nh v\u00e0o cu\u1ed1i n\u0103m 2020. Tuy nhi\u00ean, \u0111i\u1ec1u th\u1ef1c s\u1ef1 x\u1ea3y ra l\u00e0 \u0111\u00e2y ch\u1ec9 l\u00e0 kh\u00fac d\u1ea1o \u0111\u1ea7u cho m\u1ed9t \u0111\u1ee3t t\u0103ng gi\u00e1. Ng\u00e0y nay, h\u00e0ng ch\u1ee5c giao th\u1ee9c c\u1ea1nh tranh \u0111\u1ec3 tr\u1edf th\u00e0nh \u1ee9ng d\u1ee5ng DeFi ph\u1ed5 bi\u1ebfn nh\u1ea5t v\u00e0 c\u00e1c giao th\u1ee9c m\u1edbi xu\u1ea5t hi\u1ec7n th\u01b0\u1eddng xuy\u00ean. C\u00e1c d\u1ef1 \u00e1n n\u00e0y m\u1edf ra nhi\u1ec1u c\u01a1 h\u1ed9i ki\u1ebfm ti\u1ec1n m\u1edbi cho ng\u01b0\u1eddi d\u00f9ng, n\u1ec1n kinh t\u1ebf m\u00e3 th\u00f4ng b\u00e1o t\u1ed1t h\u01a1n v\u00e0 c\u01a1 h\u1ed9i qu\u1ea3n tr\u1ecb d\u00e2n ch\u1ee7 h\u00f3a.<\/p>\n

C\u00e1c bi\u00ean t\u1eadp vi\u00ean c\u1ee7a cryptomais.com s\u1ebd n\u00f3i v\u1ec1 m\u1ed9t s\u1ed1 giao th\u1ee9c ph\u1ed5 bi\u1ebfn \u0111\u00e1ng \u0111\u01b0\u1ee3c ch\u00fa \u00fd.<\/p>\n

\n
\n
\n

V\u00ed d\u1ee5 v\u1ec1 c\u00e1c \u1ee9ng d\u1ee5ng DeFi ph\u1ed5 bi\u1ebfn theo c\u00e1c h\u01b0\u1edbng kh\u00e1c nhau v\u00e0o th\u00e1ng 3 n\u0103m 2023:<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n
D\u1ef1 \u00e1n DeFi<\/th>\nCh\u1ee9c n\u0103ng ch\u00ednh<\/th>\nChu\u1ed7i kh\u1ed1i<\/th>\nM\u00e3 th\u00f4ng b\u00e1o g\u1ed1c<\/th>\n<\/tr>\n
\u0110\u01b0\u1eddng cong t\u00e0i ch\u00ednh<\/a><\/td>\ntrao \u0111\u1ed5i phi t\u1eadp trung<\/td>\nEthereum, L\u1ea1c quan, Arbitrum, \u0110a gi\u00e1c, Fantom, Celo, Avalanche, Gnose, Kava, Moonbeam, Dawn, Harmony<\/td>\nCRV<\/td>\n<\/tr>\n
Uniswap<\/a><\/td>\ntrao \u0111\u1ed5i phi t\u1eadp trung<\/td>\nEthereum, S\u1ef1 l\u1ea1c quan, Tr\u1ecdng t\u00e0i, \u0110a gi\u00e1c, BSC, Celo<\/td>\nANH TA<\/td>\n<\/tr>\n
H\u1ee3p ch\u1ea5t<\/a><\/td>\ntrang h\u01b0\u1edbng d\u1eabn<\/td>\nEthereum, \u0111a gi\u00e1c<\/td>\nT\u00cdNH TO\u00c1N.<\/td>\n<\/tr>\n
sao Kim<\/a><\/td>\ntrang h\u01b0\u1edbng d\u1eabn<\/td>\nBSC<\/td>\nXVS<\/td>\n<\/tr>\n
t\u00e0i ch\u00ednh mong mu\u1ed1n<\/u><\/span><\/td>\nTrang tr\u1ea1i c\u00f3 l\u1ee3i nhu\u1eadn<\/td>\nEthereum, S\u1ef1 l\u1ea1c quan, Quy\u1ebft \u0111\u1ecbnh, Fantom<\/td>\nYFI<\/td>\n<\/tr>\n
Th\u1ecbt b\u00f2<\/a><\/td>\nTrang tr\u1ea1i c\u00f3 l\u1ee3i nhu\u1eadn<\/td>\nEthereum, L\u1ea1c quan, Quy\u1ebft \u0111\u1ecbnh, BSC, v.v. (T\u1ed5ng c\u1ed9ng 19 l\u01b0\u1edbi)<\/td>\nC\u00c1<\/td>\n<\/tr>\n
Hoa h\u1ed3ng b\u00e1n<\/td>\nN\u1ec1n t\u1ea3ng IDO<\/td>\nBSC, Ethereum, Avalanche, Polygon, Gnose<\/td>\nB\u00c1N H\u1ed2NG<\/td>\n<\/tr>\n
t\u1ed5ng h\u1ee3p<\/td>\nM\u00e3 th\u00f4ng b\u00e1o t\u1ed5ng h\u1ee3p<\/td>\nEthereum, S\u1ef1 l\u1ea1c quan<\/td>\nSNX<\/td>\n<\/tr>\n
Alquimix<\/td>\nM\u00e3 th\u00f4ng b\u00e1o t\u1ed5ng h\u1ee3p<\/td>\nEthereum, L\u1ea1c quan, Fantom<\/td>\nALCX<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

DeFi l\u00e0 g\u00ec?<\/span><\/h2>\n

T\u00e0i ch\u00ednh phi t\u1eadp trung l\u00e0 b\u1ea3n d\u1ecbch c\u1ee7a c\u00e1c h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng, ch\u1eb3ng h\u1ea1n nh\u01b0 ng\u00e2n h\u00e0ng v\u00e0 nh\u00e0 m\u00f4i gi\u1edbi, s\u1eed d\u1ee5ng ti\u1ec1n \u0111i\u1ec7n t\u1eed. Nhi\u1ec1u \u1ee9ng d\u1ee5ng trong s\u1ed1 n\u00e0y d\u1ef1a tr\u00ean blockchain Ethereum, Binance Smart Chain, Polkadot, Polygon, Solana, Avalanche, Fanton, Cosmos<\/em>. DeFi ho\u1ea1t \u0111\u1ed9ng m\u00e0 kh\u00f4ng c\u00f3 b\u1ea5t k\u1ef3 d\u1ecbch v\u1ee5 trung gian n\u00e0o ki\u1ec3m so\u00e1t to\u00e0n b\u1ed9 h\u1ec7 th\u1ed1ng.<\/p>\n

V\u00ed d\u1ee5: h\u00e3y l\u1ea5y h\u00e0m cho vay. Trong DeFi, ng\u01b0\u1eddi d\u00f9ng cho nhau vay v\u00e0 ki\u1ebfm ti\u1ec1n l\u00e3i, t\u1ef7 l\u1ec7 n\u00e0y dao \u0111\u1ed9ng ho\u00e0n to\u00e0n t\u1ef1 \u0111\u1ed9ng t\u00f9y thu\u1ed9c v\u00e0o \u0111i\u1ec1u ki\u1ec7n th\u1ecb tr\u01b0\u1eddng. Cho vay v\u00e0 \u0111i vay l\u00e0 m\u1ed9t trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p s\u1eed d\u1ee5ng ph\u1ed5 bi\u1ebfn nh\u1ea5t \u0111\u1ed1i v\u1edbi c\u00e1c \u1ee9ng d\u1ee5ng DeFi. Nh\u01b0ng c\u00f3 nh\u1eefng l\u1ef1a ch\u1ecdn kh\u00e1c \u0111\u1ec3 ki\u1ebfm ti\u1ec1n tr\u00ean b\u1ec1 m\u1eb7t n\u00e0y. V\u00ed d\u1ee5: cung c\u1ea5p thanh kho\u1ea3n cho DEX.<\/div>\n

Trong nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p, t\u00e0i ch\u00ednh phi t\u1eadp trung cung c\u1ea5p l\u00e3i su\u1ea5t cho vay v\u00e0 ti\u1ec1n g\u1eedi t\u1ed1t h\u01a1n so v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng v\u00e0 quan tr\u1ecdng h\u01a1n l\u00e0 r\u00e0o c\u1ea3n gia nh\u1eadp th\u1ea5p h\u01a1n \u0111\u00e1ng k\u1ec3. Giao th\u1ee9c DeFi kh\u00f4ng quan t\u00e2m \u0111\u1ebfn l\u1ecbch s\u1eed t\u00edn d\u1ee5ng c\u1ee7a ng\u01b0\u1eddi d\u00f9ng. M\u1ed9t b\u1eb1ng ch\u1ee9ng kh\u00e1c v\u1ec1 kh\u1ea3 n\u0103ng thanh to\u00e1n l\u00e0 s\u1ef1 \u0111\u1ea3m b\u1ea3o. N\u1ebfu kh\u00e1ch h\u00e0ng kh\u00f4ng gia h\u1ea1n kho\u1ea3n vay, b\u1ea3o l\u00e3nh c\u1ee7a h\u1ecd s\u1ebd b\u1ecb thanh l\u00fd.<\/p>\n

\u1ee8ng d\u1ee5ng DeFi ph\u1ed5 bi\u1ebfn<\/span><\/h2>\n

Ch\u00fang ta h\u00e3y xem x\u00e9t m\u1ed9t s\u1ed1 danh m\u1ee5c \u1ee9ng d\u1ee5ng DeFi r\u1ed9ng h\u01a1n v\u00e0 c\u00e1c \u0111\u1ea1i di\u1ec7n n\u1ed5i b\u1eadt c\u1ee7a ch\u00fang (ph\u1ea7n c\u00f2n l\u1ea1i n\u1eb1m trong Ti\u1ec1n \u0111\u00fac<\/a> V\u00e0 Coinmarketcap<\/a>).<\/p>\n

\n
\n
\n
\n

1<\/span> \u1ee8ng d\u1ee5ng DeFi \u0111\u1ec3 giao d\u1ecbch <\/span><\/h2>\n
\u1ee8ng d\u1ee5ng DeFi PancakeSwap<\/figcaption><\/figure>\n
\n

T\u1eadp trung trao \u0111\u1ed5i ti\u1ec1n \u0111i\u1ec7n t\u1eed<\/a> c\u00f3 m\u1ed9t lo\u1ea1t nh\u01b0\u1ee3c \u0111i\u1ec3m v\u00e0 t\u1ea5t c\u1ea3 \u0111\u1ec1u li\u00ean quan \u0111\u1ebfn m\u1ed9t y\u1ebfu t\u1ed1 \u2013 s\u1ef1 qu\u1ea3n l\u00fd c\u1ee7a c\u01a1 quan trung \u01b0\u01a1ng. \u0110i\u1ec1u n\u00e0y t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi vi\u1ec7c b\u1ea3o v\u1ec7 ti\u1ec1n trong ng\u00e2n h\u00e0ng \u2013 ti\u1ec1n n\u1eb1m d\u01b0\u1edbi s\u1ef1 ki\u1ec3m so\u00e1t c\u1ee7a m\u1ed9t c\u00f4ng ty c\u1ee5 th\u1ec3. Ngo\u00e0i ch\u1ee9c n\u0103ng l\u01b0u k\u00fd, nh\u00e0 m\u00f4i gi\u1edbi c\u00f2n th\u1ef1c hi\u1ec7n ch\u1ee9c n\u0103ng c\u1ee7a ng\u01b0\u1eddi qu\u1ea3n l\u00fd th\u1ecb tr\u01b0\u1eddng, ngh\u0129a l\u00e0 \u0111\u00e1p \u1ee9ng l\u1ec7nh c\u1ee7a ng\u01b0\u1eddi d\u00f9ng mu\u1ed1n mua v\u00e0 b\u00e1n t\u00e0i s\u1ea3n. S\u00e0n giao d\u1ecbch t\u1eadp trung ch\u1ecbu tr\u00e1ch nhi\u1ec7m ni\u00eam y\u1ebft t\u00e0i s\u1ea3n, cung c\u1ea5p t\u00ednh thanh kho\u1ea3n v\u00e0 m\u1ecdi th\u1ee9 kh\u00e1c.<\/p>\n

Trong tr\u01b0\u1eddng h\u1ee3p s\u00e0n giao d\u1ecbch phi t\u1eadp trung (DEX), giao d\u1ecbch ho\u00e0n to\u00e0n ngang h\u00e0ng. N\u1ec1n t\u1ea3ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t b\u1edfi ph\u1ea7n m\u1ec1m v\u00e0 \u0111i\u1ec1u n\u00e0y l\u1ea1i \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t b\u1edfi ng\u01b0\u1eddi d\u00f9ng. DEX kh\u00f4ng y\u00eau c\u1ea7u ng\u01b0\u1eddi d\u00f9ng ph\u1ea3i tr\u1ea3i qua x\u00e1c minh ho\u1eb7c \u0111\u0103ng k\u00fd KYC (x\u00e1c minh), c\u0169ng nh\u01b0 th\u00f4ng tin thu nh\u1eadp.<\/p>\n

Nh\u01b0 v\u1eady, c\u00e1c nh\u00e0 m\u00f4i gi\u1edbi phi t\u1eadp trung ho\u1ea1t \u0111\u1ed9ng t\u1ef1 \u0111\u1ed9ng ho\u1eb7c b\u00e1n t\u1ef1 \u0111\u1ed9ng. Hi\u1ec7n t\u01b0\u1ee3ng chung \u2013 AMM, c\u00f4ng ty m\u1eb9 c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u1ef1 \u0111\u1ed9ng<\/strong>, cho ph\u00e9p b\u1ea1n th\u1ef1c hi\u1ec7n m\u00e0 kh\u00f4ng c\u1ea7n s\u1ed5 \u0111\u1eb7t h\u00e0ng. Nh\u1eefng ng\u01b0\u1eddi tham gia t\u01b0\u01a1ng t\u00e1c tr\u1ef1c ti\u1ebfp v\u1edbi nhau b\u1eb1ng c\u00e1ch k\u1ebft n\u1ed1i v\u1edbi m\u1ea1ng b\u1eb1ng v\u00ed web3.<\/p>\n

DEX ph\u1ed5 bi\u1ebfn v\u1edbi AMM:<\/p>\n