{"id":21644,"date":"2024-01-15T08:31:02","date_gmt":"2024-01-15T11:31:02","guid":{"rendered":"https:\/\/coinyze.com\/?p=21644"},"modified":"2024-01-15T08:31:08","modified_gmt":"2024-01-15T11:31:08","slug":"melhores-stablecoins-as-moedas-estaveis-mais-capitalizadas-do-mercado-cripto","status":"publish","type":"post","link":"https:\/\/coinyze.com\/en\/melhores-stablecoins-as-moedas-estaveis-mais-capitalizadas-do-mercado-cripto\/","title":{"rendered":"10 Best stablecoins 2025: the most capitalized stablecoins on the crypto market"},"content":{"rendered":"<div id=\"wtr-content\" data-bg=\"#FFFFFF\" data-fg=\"#81d742\" data-width=\"10\" data-mute=\"\" data-fgopacity=\"0.5\" data-mutedopacity=\"0.5\" data-placement=\"top\" data-placement-offset=\"0\" data-content-offset=\"0\" data-placement-touch=\"top\" data-placement-offset-touch=\"0\" data-transparent=\"\" data-shadow=\"1\" data-touch=\"1\" data-non-touch=\"1\" data-comments=\"0\" data-commentsbg=\"#ffcece\" data-location=\"page\" data-mutedfg=\"#f44813\" data-endfg=\"#f44813\" data-rtl=\"\">\n<p><a href=\"https:\/\/coinyze.com\/en\/go\/stablcoins\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/stablcoins\/\">Stablecoins<\/a> They are called that for a reason. Their value is always secure due to their relationship to the exchange rate of a given asset. The underlying asset can be almost anything \u2013 fiat currencies, cryptocurrencies, real assets, and commodities. But dollar stablecoins are the most common, since the value of assets in the crypto market is usually measured in relation to the dollar.<\/p>\n<p>Stablecoins allow you to enjoy the advantages of cryptocurrencies, such as fast and cheap transactions, flexibility of trading, but avoid their main disadvantage \u2013 excessive volatility. A person can transfer their savings in dollars into stablecoins without fearing that they will depreciate. There are different ways to maintain the price of stablecoins \u2013 for example, algorithmic or reserve-based.<\/p>\n<p>Our editors studied <strong>\u00a0the 10 most capitalized stablecoins<\/strong> that exist today (the Ranking was compiled according to the website <a href=\"https:\/\/cryptorank.io\/category\/stablecoin\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/cryptorank.io\/ru\/category\/stablecoin\">CryptoRank.io<\/a> ). The currencies included at the top are the most sought-after and liquid, making them convenient for trading on exchanges.<\/p>\n<p>Briefly about the main thing<\/p>\n<ul>\n<li><strong>Stablecoins<\/strong> They are \u201cstable currencies\u201d, whose value practically does not fluctuate and is linked to a specific asset in the outside world (for example, the dollar).<\/li>\n<li>No in\u00edcio de 2025, as melhores stablecoins por capitaliza\u00e7\u00e3o incluem USDT, FDUSD, USDC, DAI, BUSD, TUSD.<\/li>\n<li>You can trade using stablecoins on cryptocurrency exchanges, for example: <a href=\"https:\/\/coinyze.com\/en\/go\/binance\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/binance\/\" data-cke-saved->Binance<\/a> , <a href=\"https:\/\/coinyze.com\/en\/go\/okx\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/okx\/\" data-cke-saved->OKX<\/a> , <a href=\"https:\/\/coinyze.com\/en\/go\/bybit\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/bybit\/\" data-cke-saved->Bybit<\/a> , <a href=\"https:\/\/coinyze.com\/en\/go\/bitget\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/bitget\/\" data-cke-saved->Bitget<\/a> , <a href=\"https:\/\/coinyze.com\/en\/go\/gate.io\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/gate.io\" data-cke-saved->Gate.io<\/a> , <a href=\"https:\/\/coinyze.com\/en\/go\/kucoin\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/kucoin\/\" data-cke-saved->KuCoin<\/a> .<\/li>\n<li>The current Ranking can always be viewed on sites like <a href=\"https:\/\/coinyze.com\/en\/go\/coingecko\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/coingecko\/\" data-cke-saved->Coingecko<\/a> or <a href=\"https:\/\/coinyze.com\/en\/go\/coinmarketcap\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/coinmarketcap\/\" data-cke-saved->Coinmarketcap<\/a> , and you can also select trading pairs directly from brokers \u2013 for example, <a href=\"https:\/\/www.bybit.com\/data\/markets\/spot?affiliate_id=8XGB2W\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/www.bybit.com\/data\/markets\/spot?affiliate_id=8XGB2W\" data-cke-saved->https:\/\/www.bybit.com\/data\/markets\/spot<\/a> , categoria Stablecoin.<\/li>\n<\/ul>\n<p>To buy or sell stablecoins, use <a href=\"https:\/\/coinyze.com\/en\/go\/rating-exchanges-crypto-currencies\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/rating-exchanges-crypto-currencies\/\" data-cke-saved->cryptocurrency exchanges<\/a> , <a href=\"https:\/\/coinyze.com\/en\/go\/e-currency-exchange\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/e-currency-exchange\/\" data-cke-saved->exchangers<\/a> , <a href=\"https:\/\/coinyze.com\/en\/go\/cryptocurrency-wallet\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/cryptocurrency-wallet\/\" data-cke-saved->wallets<\/a> , <a href=\"https:\/\/coinyze.com\/en\/go\/p2p-cryptocurrency-exchanges\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/p2p-cryptocurrency-exchanges\/\" data-cke-saved->p2p platforms<\/a> , <a href=\"https:\/\/coinyze.com\/en\/go\/telegram-bots-bitcoin-cryptocurrencies\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/telegram-bots-bitcoin-cryptocurrencies\/\" data-cke-saved->bots do Telegram<\/a> .<\/p>\n<p><strong>Popular stablecoins according to Coinmarketcap:<\/strong><\/p>\n<table class=\"cke_show_border\">\n<tbody>\n<tr>\n<th>Name<\/th>\n<th>Official website<\/th>\n<th>Type<\/th>\n<th>Market capitalization on 06\/19\/23<\/th>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/coinyze.com\/en\/go\/tether-usdt\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/tether-usdt\/\" data-cke-saved->Tether USD (USDT)<\/a><\/td>\n<td><a href=\"https:\/\/tether.to\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/tether.to\/\" data-cke-saved->tether.to<\/a><\/td>\n<td>Bravo by decree<\/td>\n<td>$ 83 136 417 528<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/coinyze.com\/en\/go\/usd-coin-usdc\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/usd-coin-usdc\/\" data-cke-saved->Currency USD (USDC)<\/a><\/td>\n<td><a href=\"https:\/\/www.circle.com\/en\/usdc\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/www.circle.com\/en\/usdc\" data-cke-saved->circle.com\/en\/usdc<\/a><\/td>\n<td>Bravo by decree<\/td>\n<td>$ 28 342 818 220<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/coinyze.com\/en\/go\/dai\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/dai\/\" data-cke-saved->Dai (DAI)<\/a><\/td>\n<td><a href=\"https:\/\/makerdao.com\/ru\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/makerdao.com\/ru\/\" data-cke-saved->makerdao.com<\/a><\/td>\n<td>bravo for cryptocurrency<\/td>\n<td>$ 4 633 946 490<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/coinyze.com\/en\/go\/binance-usd-busd\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/binance-usd-busd\/\" data-cke-saved->BinanceUSD (BUSD)<\/a><\/td>\n<td><a href=\"https:\/\/www.binance.com\/en\/busd?ref=27695002\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/www.binance.com\/en\/busd?ref=27695002\" data-cke-saved->binance.com\/en\/busd<\/a><\/td>\n<td>Bravo by decree<\/td>\n<td>$ 4 295 076 257<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/coinyze.com\/en\/go\/trueusd-tusd\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/trueusd-tusd\/\" data-cke-saved->USD Trust (TUSD)<\/a><\/td>\n<td><a href=\"https:\/\/trueusd.com\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/trueusd.com\/\" data-cke-saved->trueusd.com<\/a><\/td>\n<td>Bravo by decree<\/td>\n<td>$ 3 117 121 811<\/td>\n<\/tr>\n<tr>\n<td>Pax Dollar (USDP)<\/td>\n<td><a href=\"https:\/\/www.paxos.com\/usdp\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/www.paxos.com\/usdp\/\" data-cke-saved->paxos.com\/usdp<\/a><\/td>\n<td>Bravo by decree<\/td>\n<td>$ 1 005 476 553<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/coinyze.com\/en\/go\/usdd\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/usdd\/\" data-cke-saved->USD (USD)<\/a><\/td>\n<td><a href=\"https:\/\/usdd.io\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/usdd.io\/\" data-cke-saved->usdd.io<\/a><\/td>\n<td>algorithmic<\/td>\n<td>$ 723 981 643<\/td>\n<\/tr>\n<tr>\n<td>Gemini Dollar (GUSD)<\/td>\n<td><a href=\"https:\/\/www.gemini.com\/dollar\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/www.gemini.com\/dollar\" data-cke-saved->gemini.com\/dollar<\/a><\/td>\n<td>Bravo by decree<\/td>\n<td>$ 562 110 864<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>TOP 10 best stablecoins<\/h2>\n<p>\u2705 How do we rank the best stablecoins?<\/p>\n<p>Experts assess the quality and reliability of a Stablecoin based on certain factors \u2013 they study the Stablecoin&#039;s backing mechanism to rank its efficiency, analyze the coin&#039;s reserves and its transparency.<\/p>\n<p>The stablecoin issuer, its reputation and legal status are also assessed. The security of the stablecoin and the stability of its price depend largely on this. And of course, the demand for the coin, i.e. liquidity, market capitalization and trading volumes, are taken into account.<\/p>\n<h2>1 Tether (USDT)<\/h2>\n<p>Tether (USDT)<\/p>\n<ul>\n<li>Blockchain: Ethereum, Tron, BSC and more than 10 networks<\/li>\n<li>What underpins the value: reserves in bank accounts, stocks and other assets.<\/li>\n<li>Market cap: $66,096,483,995<\/li>\n<li>Year of appearance: 2015<\/li>\n<li><a href=\"https:\/\/tether.to\/?utm_source=cryptorank\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/tether.to\/?utm_source=cryptorank\" data-cke-saved->https:\/\/tether.to\/<\/a><\/li>\n<\/ul>\n<p>In theory, Tether is a peer-to-peer blockchain system and an open-source cryptocurrency. At the same time, it is the most secure stablecoin, the value of which is pegged to the US dollar. Market fluctuations have practically no effect on its exchange rate, although in 2017 there was a case of a temporary increase in price by 21% \u2013 to $1.22. This is possible with strong market volatility, but the situation will stabilize quickly.<\/p>\n<p>It is also important that it is the most popular Stablecoin. It is supported by almost all <a href=\"https:\/\/coinyze.com\/en\/go\/rating-exchanges-crypto-currencies\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/rating-exchanges-crypto-currencies\/\" data-cke-saved->brokers<\/a> and cryptocurrency wallets as an alternative to traditional methods of depositing and withdrawing currency. For individuals, this also brings many advantages: easy movement of coins between exchanges and wallets, expanded arbitrage opportunities and cross-exchanges.<\/p>\n<p>Read also: <a href=\"https:\/\/coinyze.com\/en\/go\/exchanges-tether-usdt\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/exchanges-tether-usdt\/\" data-cke-saved->exchanges para exchange de Tether (USDT)<\/a> .<\/p>\n<h2>2 USD Coin (USDC)<\/h2>\n<p>Currency USD (USDC)<\/p>\n<ul>\n<li>Blockchain: Ethereum, Solana<\/li>\n<li>What underpins the value: fiat currency equivalent in bank accounts.<\/li>\n<li>Market cap: $27,262,310,467<\/li>\n<li>Year of appearance: 2018<\/li>\n<li><a href=\"https:\/\/www.centre.io\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/www.centre.io\/\" data-cke-saved->https:\/\/www.centre.io\/<\/a><\/li>\n<\/ul>\n<p>USDC is another stablecoin with very high transparency and liquidity. To promise investors that all digital coins are fully collateralized, the company publishes monthly public audits. USDC is issued by Circle in partnership with crypto exchange Coinbase. USDC is the second most liquid stablecoin after USDT and is also traded on most major exchanges.<\/p>\n<p>Circle Ltd. Licensed and fully regulated by the NYDFS (New York State Department of Financial Services) to conduct business in the United States. The NYDFS is the strictest financial regulator in the United States. The organization has completed several rounds of funding and is extremely heavily backed by venture capital. With all the advantages, it is necessary to keep in mind that USD Coin is a centralized stablecoin that can be frozen or confiscated if the regulator considers that the user has acted illegally with its help.<\/p>\n<h2>3 Binance USD (BUSD)<\/h2>\n<ul>\n<li>Blockchain: Ethereum, BSC, Simetria<\/li>\n<li>What is the amount reserved by: US dollars held in FDIC-insured US banks.<\/li>\n<li>Market cap: $12,295,301,974<\/li>\n<li>Year of appearance: 2019<\/li>\n<li><a href=\"https:\/\/www.paxos.com\/busd\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/www.paxos.com\/busd\/\" data-cke-saved->https:\/\/www.paxos.com\/busd\/<\/a><\/li>\n<\/ul>\n<p>Another stablecoin regulated in the US is <a href=\"https:\/\/coinyze.com\/en\/go\/binance-usd-busd\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/binance-usd-busd\/\" data-cke-saved->a Binance USD<\/a> . Fully backed by US dollars, Binance USD offers fast ways to fund transactions and is also used as an exchange or payment method in the global cryptocurrency space. Sanctioned and regulated by the New York State Department of Financial Services to provide an eminent level of customer protection.<\/p>\n<p>Users do not have to pay any fees when creating or redeeming BUSD. Since mid-September 2019, BUSD has been available on the Paxos platform for direct redemption and redemption at a 1:1 ratio for USD or PAX tokens. On September 20 of the same year, BUSD appeared on Binance, where it can be traded in pairs with BTC and other currencies. The auditing firm confirms the correspondence between the issued BUSD tokens and the underlying asset on a monthly basis.<\/p>\n<h2>4 Dai (DAI)<\/h2>\n<p>Dai (DAI)<\/p>\n<ul>\n<li>Blockchain: Ethereum<\/li>\n<li>How the value is supported: Ethereum cryptocurrency.<\/li>\n<li>Market cap: $12,295,301,974<\/li>\n<li>Year of appearance: 2016<\/li>\n<li><a href=\"https:\/\/makerdao.com\/ru\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/makerdao.com\/ru\/\" data-cke-saved->https:\/\/makerdao.com\/ru\/<\/a><\/li>\n<\/ul>\n<p>DAI is a US dollar-pegged stablecoin issued in the ERC-20 format and backed by digital assets. DAI is governed and maintained by the MakerDAO Foundation and is issued through a smart contract platform. As a token <a href=\"https:\/\/coinyze.com\/en\/go\/tokens-erc20\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/tokens-erc20\/\" data-cke-saved->ERC20<\/a> , DAI can be freely stored in personal software and hardware wallets, where users retain ownership of the private keys.<\/p>\n<p>Since DAI is governed by smart contracts, this stablecoin cannot be confiscated or censored by governments or regulators. Another important point is that no registration or KYC process is required to complete redemption\/withdrawal transactions using DAI. DAI is heavily pegged to Ethereum, a much more volatile asset than USD \u2013 it is more susceptible to flash crashes, which poses some risks to holders compared to centralized stablecoins.<\/p>\n<h2>5 Land USD (UST) (not current)<\/h2>\n<p>Terreno USD (UST)<\/p>\n<ul>\n<li>Blockchain: Ethereum<\/li>\n<li>How the value is supported: Ethereum cryptocurrency.<\/li>\n<li>Market cap: $2,377,716,059<\/li>\n<li>Year of appearance: 2020<\/li>\n<li><a href=\"https:\/\/terra.money\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/terra.money\/\" data-cke-saved->https:\/\/terreno.money\/<\/a><\/li>\n<\/ul>\n<p>The cryptocurrency token <a href=\"https:\/\/coinyze.com\/en\/go\/terrausd-ust\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/terrausd-ust\/\" data-cke-saved->Terreno USD<\/a> operates on the principle of an infinitely scalable cross-chain stablecoin. This says salute not only to monetary policy, but also to support for DeFi applications and protocols. The main theory in creating it is for a trader to be able to make transactions with fewer barriers or even without them, on most of the leading blockchains.<\/p>\n<p>Creating a Terrain UST coin requires supplying, or burning, an amount of LUNA coin equal to the value of the USTs received. This implies that the minting value is similar to the nominal value of the minted stablecoins. For example, to generate 1 UST, you need to burn a total of $1 worth of assets. The project\u2019s base token, LUNA, is traded on a variety of cryptocurrency exchanges, including <a href=\"https:\/\/coinyze.com\/en\/go\/binance\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/binance\/\" data-cke-saved->a Binance<\/a> .<\/p>\n<h2>6 Real USD (TUSD)<\/h2>\n<p>Real USD (TUSD)<\/p>\n<ul>\n<li>Blockchain: Ethereum, Avalanche, Simetria, Tron<\/li>\n<li>How value is held: Dollars held in escrow accounts.<\/li>\n<li>Market cap: $1,393,830,031<\/li>\n<li>Year of appearance: 2018<\/li>\n<li><a href=\"https:\/\/trueusd.com\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/trueusd.com\/\" data-cke-saved->https:\/\/trueusd.com\/<\/a><\/li>\n<\/ul>\n<p><a href=\"https:\/\/coinyze.com\/en\/go\/trueusd-tusd\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/trueusd-tusd\/\" data-cke-saved->True USD (TUSD)<\/a> is one of the first regulated stablecoins backed by the US dollar. Known for its transparency, simplicity, and reliability, as it does not use any proprietary algorithms. Each USDT is secured by real dollars deposited by the user. The project was launched as a means of protecting against market volatility and creating new opportunities for people who want to invest in real US dollars instead of cryptocurrencies.<\/p>\n<p>True USD was created and issued by the TrustToken company, and the peg and reserves are also maintained by this organization. A key feature of TUSD is its utmost emphasis on transparency. The asset is listed on many major cryptocurrency exchanges. USD-backed accounts are always verified and displayed on a live board.<\/p>\n<h2>$7 per person (USDP)<\/h2>\n<p>Pax Dollar (USDP)<\/p>\n<ul>\n<li>Blockchain: Ethereum<\/li>\n<li>How the amount is supported: dollars in bank accounts.<\/li>\n<li>Market cap: $963,817,232<\/li>\n<li>Year of appearance: 2012<\/li>\n<li><a href=\"https:\/\/www.paxos.com\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/www.paxos.com\/\" data-cke-saved->https:\/\/www.paxos.com\/<\/a><\/li>\n<\/ul>\n<p>Previously, this asset was spread as <strong>Paxos Standart (PAX)<\/strong> , but the core of the rebranding hasn\u2019t changed. The company positions the currency as one of the best for storing capital, as it combines the security of the dollar with the efficiency of blockchain technology. USDP is issued by the Paxos Trust Company, which is responsible for ensuring that the funds are safe and properly audited and regulated.<\/p>\n<p>The Paxos team aims to transform the platform into a state-of-the-art, advanced settlement service. With a regulated governance structure, Paxos is legally capable of transferring funds. The organization was founded in 2012 as an exchange called itBit, but later changed its name and focused on providing blockchain services.<\/p>\n<h2>8 Neutrino USD (USDN)<\/h2>\n<p>Neutrino USD (USDN)<\/p>\n<ul>\n<li>Blockchain: Ethereum, Ondas<\/li>\n<li>How spending is supported: Algorithmic support using the WAVES token.<\/li>\n<li>Market cap: $463,698,144<\/li>\n<li>Year of appearance: 2019<\/li>\n<li><a href=\"https:\/\/neutrino.at\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/neutrino.at\/\" data-cke-saved->https:\/\/neutrino.at\/<\/a><\/li>\n<\/ul>\n<p>The Neutrino protocol uses complex algorithms to create stablecoins \u2013 not just the dollar. It acts as a toolkit for DeFi transactions. Neutrino USD is built on the network <a href=\"https:\/\/coinyze.com\/en\/go\/waves\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/waves\/\" data-cke-saved->Waves<\/a> and was later also launched under the ERC-20 standard. In its first year alone, Neutrino successfully minted over $120 million worth of USDN.<\/p>\n<p>The protocol\u2019s smart contract allows for the creation of new USDN tokens using WAVES tokens. They maintain a 1:1 relationship with the pegged dollar value, and whenever the price fluctuates, the contract balances it. If the price drops, the mechanisms sell the token to users at a lower price. And if the price rises above the dollar, the contract applies the reserve fund for redemption.<\/p>\n<h2>9 HUSD (HUSD) (not relevant)<\/h2>\n<p>HUSD (HUSD)<\/p>\n<ul>\n<li>Blockchain: Ethereum<\/li>\n<li>How spending is supported: by users&#039; dollar deposits stored in bank accounts.<\/li>\n<li>Market cap: $457,411,809<\/li>\n<li>Year of appearance: 2018<\/li>\n<li><a href=\"https:\/\/www.stcoins.com\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/www.stcoins.com\/\" data-cke-saved->https:\/\/www.stcoins.com\/<\/a><\/li>\n<\/ul>\n<p>HUSD is a universal stablecoin solution launched by the exchange <a href=\"https:\/\/coinyze.com\/en\/go\/htx\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/coinyze.com\/go\/htx\" data-cke-saved->cooperative<\/a> . The issuer is the American company Stable Universal. To promise 1:1 compliance, HUSD is audited monthly by an independent auditing firm.<\/p>\n<p>According to the official HTX website, HUSD is an integrated tool designed to combine the properties of multiple stablecoins; it eliminates the need to choose between different stablecoins and reduces the cost of converting between them.<\/p>\n<h2>10 Protocolo Fei (FEI)<\/h2>\n<p>Protocolo Fei (FEI)<\/p>\n<ul>\n<li>Blockchain: Ethereum<\/li>\n<li>How the value is supported: ERC-20 tokens.<\/li>\n<li>Market value: $419,797,364<\/li>\n<li>Year of appearance: 2021<\/li>\n<li><a href=\"https:\/\/fei.money\/\" target=\"_blank\" rel=\"nofollow noopener\" data-cke-saved-href=\"https:\/\/fei.money\/\" data-cke-saved->https:\/\/fei.money\/<\/a><\/li>\n<\/ul>\n<p>Fei is a decentralized and scalable stablecoin platform. In 2021, it announced plans to launch algorithmic stablecoins. The team\u2019s stated goal is to solve the problems that plague decentralized stablecoins currently in the market. For example, the drawbacks of DAI include capital inefficiency and the lack of stability among many algorithmic coins.<\/p>\n<p>The FEI stablecoin has unlimited issuance that grows based on demand. Users can independently purchase dollar-pegged coins through a protocol on the Ethereum blockchain. At launch, only ETH can be used to purchase FEI, with several ERC-20 tokens to be added later.<\/p>\n<h2>Frequently asked questions<\/h2>\n<h4>What is a stablecoin and how does it work?<\/h4>\n<p>A \u201cStablecoin\u201d is a cryptocurrency token with a fixed exchange rate pegged to some fiat currency, usually the US dollar.<\/p>\n<h4>What are the top 5 stablecoins according to Coinmarketcap?<\/h4>\n<p>Tether USD (USDT), USD Coin (USDC), Dai (DAI), Binance USD (BUSD) e Real USD (TUSD).<\/p>\n<h4>What are the most popular stablecoins supported?<\/h4>\n<p>Of the tokens listed above, all except Dai are backed by real dollars in the issuing companies\u2019 bank accounts and other safe assets, such as government bonds. Dai is backed by cryptocurrencies such as Ethereum.<\/p>\n<h4>What types of stablecoins are there?<\/h4>\n<p>Fiat-based, crypto-based, algorithmic. The latter are not backed by anything; their value is regulated algorithmically through other tokens. Stablecoins can also be classified by the type of underlying asset \u2013 it can be fiat currency or a commodity, even gold.<\/p>\n<h4>What are the advantages and disadvantages of popular stablecoins?<\/h4>\n<p>The advantage is the possibility of uncomplicated trading in the cryptocurrency market, converting cryptocurrency into stablecoins or vice versa, which is much easier than using fiat money for this purpose. Disadvantages \u2013 risks of exchange rate decoupling. Small fluctuations always occur even with the best stablecoins, and algorithmic ones, which do not have reserves, have generally not proven to be the best.<\/p>\n<h4>How can stablecoins be used in the DeFi ecosystem?<\/h4>\n<p>The best stablecoins are always actively used in decentralized finance \u2013 on DEX exchanges, in credit protocols, etc. The reason is the same as for centralized platforms \u2013 it is an indispensable tool for trading and maintaining the security of investments. In addition, stablecoins are usually issued on popular blockchains like Ethereum and BNB Chain, which host many dApps.<\/p>\n<h2>Conclusion<\/h2>\n<p>Interest in stablecoins is driven by the fact that they help combat volatility while providing the accessibility and mobility inherent in cryptocurrencies. These currencies are not subject to the rules and regulations of the centralized financial system, provide the possibility of faster cross-border transfers, access to decentralized financial services, and eliminate intermediaries in transactions. These currencies are not suitable for investment, as they were originally created to maintain prices at the same level, not to grow. Therefore, this is a unique and useful form of digital money, not a speculative asset.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Stablecoins are called that for a reason. Their value is always secure due to their relationship to the exchange rate \u2026 <\/p>\n<p class=\"read-more-container\"><a title=\"10 Best stablecoins 2025: the most capitalized stablecoins on the crypto market\" class=\"read-more button\" href=\"https:\/\/coinyze.com\/en\/melhores-stablecoins-as-moedas-estaveis-mais-capitalizadas-do-mercado-cripto\/#more-21644\" aria-label=\"Read more about 10 Melhores stablecoins 2025: as moedas est\u00e1veis mais capitalizadas do mercado cripto\">Read more\u2026<\/a><\/p>","protected":false},"author":1,"featured_media":21645,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36,3],"tags":[],"class_list":["post-21644","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-altcoins","category-ranking","resize-featured-image"],"_links":{"self":[{"href":"https:\/\/coinyze.com\/en\/wp-json\/wp\/v2\/posts\/21644","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinyze.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinyze.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinyze.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/coinyze.com\/en\/wp-json\/wp\/v2\/comments?post=21644"}],"version-history":[{"count":0,"href":"https:\/\/coinyze.com\/en\/wp-json\/wp\/v2\/posts\/21644\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinyze.com\/en\/wp-json\/wp\/v2\/media\/21645"}],"wp:attachment":[{"href":"https:\/\/coinyze.com\/en\/wp-json\/wp\/v2\/media?parent=21644"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinyze.com\/en\/wp-json\/wp\/v2\/categories?post=21644"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinyze.com\/en\/wp-json\/wp\/v2\/tags?post=21644"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}