{"id":21622,"date":"2024-01-15T06:22:30","date_gmt":"2024-01-15T09:22:30","guid":{"rendered":"https:\/\/coinyze.com\/?p=21622"},"modified":"2024-01-15T06:22:35","modified_gmt":"2024-01-15T09:22:35","slug":"aplicativos-defi-populares-para-emprestimos-negociacoes","status":"publish","type":"post","link":"https:\/\/coinyze.com\/en\/aplicativos-defi-populares-para-emprestimos-negociacoes\/","title":{"rendered":"5 Top Aplicativos DeFi populares para empr\u00e9stimos, negocia\u00e7\u00f5es, NFTs em 2025"},"content":{"rendered":"
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Some investors thought that decentralized finance<\/a> peaked in late 2020. However, what really happened was that this was just the prelude to a bull run. Today, dozens of protocols compete to be the most popular DeFi applications, and new protocols emerge regularly. These projects open up many new earning opportunities for users, better token economics, and opportunities for democratized governance.<\/p>\n

The editors of cryptomais.com will talk about several popular protocols that are worth paying attention to.<\/p>\n

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Examples of popular DeFi applications in different directions in March 2023:<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n
DeFi Project<\/th>\nMain functionality<\/th>\nBlockchain<\/th>\nNative token<\/th>\n<\/tr>\n
Financial Curve<\/a><\/td>\ndecentralized exchange<\/td>\nEthereum, Optimism, Arbitrum, Polygon, Fantom, Celo, Avalanche, Gnose, Kava, Moonbeam, Dawn, Harmony<\/td>\nCRV<\/td>\n<\/tr>\n
Uniswap<\/a><\/td>\ndecentralized exchange<\/td>\nEthereum, Optimism, Arbitrum, Polygon, BSC, Celo<\/td>\nHIM<\/td>\n<\/tr>\n
Compound<\/a><\/td>\nguidance page<\/td>\nEthereum, polygon<\/td>\nCOMP.<\/td>\n<\/tr>\n
venus<\/a><\/td>\nguidance page<\/td>\nBSC<\/td>\nXVS<\/td>\n<\/tr>\n
yearn-finance<\/u><\/span><\/td>\nprofitable farm<\/td>\nEthereum, Optimism, Decision, Fantom<\/td>\nYFI<\/td>\n<\/tr>\n
Beefy<\/a><\/td>\nprofitable farm<\/td>\nEthereum, Optimism, Decision, BSC, etc. (19 nets in total)<\/td>\nFISH<\/td>\n<\/tr>\n
RosaSale<\/td>\nIDO Platform<\/td>\nBSC, Ethereum, Avalanche, Polygon, Gnose<\/td>\nPINK SALE<\/td>\n<\/tr>\n
Synthetics<\/td>\nSynthetic Tokens<\/td>\nEthereum, Optimism<\/td>\nSNX<\/td>\n<\/tr>\n
Alchemyx<\/td>\nSynthetic Tokens<\/td>\nEthereum, Optimism, Fantom<\/td>\nALCX<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

What is DeFi?<\/span><\/h2>\n

Decentralized finance is a translation of traditional financial systems, such as banks and brokerages, that use cryptocurrencies. Many of these applications are based on blockchains. Ethereum, Binance Smart Chain, Polkadot, Polygon, Solana, Avalanche, Fanton, Cosmos<\/em>. DeFi operates without any intermediary service controlling the entire system.<\/p>\n

For example, let\u2019s take the lending function. In DeFi, users lend to each other and earn interest, the rate of which fluctuates depending on market conditions, in a fully automated way. Lending and borrowing are among the most common use cases for DeFi applications. But there are other ways to make money on this surface. For example, by providing liquidity to DEXs.<\/div>\n

In many cases, decentralized finance offers better rates on loans and deposits than traditional banks, and most importantly, the barrier to entry is significantly lower. DeFi protocols do not care about the user\u2019s credit history. Another proof of creditworthiness is collateral. If the client does not re-forward the loan, their collateral is simply liquidated.<\/p>\n

Popular DeFi Applications<\/span><\/h2>\n

Let\u2019s look at several of the broader categories of DeFi applications and their prominent representatives (the rest are in Coinage<\/a> and Coinmarketcap<\/a>).<\/p>\n

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1<\/span> DeFi Applications for Trading <\/span><\/h2>\n
PancakeSwap DeFi App<\/figcaption><\/figure>\n
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Centralized cryptocurrency exchanges<\/a> have a number of disadvantages, and they are all associated with one factor \u2013 the management of the centralized body. This is equivalent to keeping money in a bank \u2013 the funds are under the control of a certain company. In addition to the custody function, the broker also performs the functions of a market preceptor, that is, it corresponds to the orders of users who want to buy and sell assets. The centralized broker is responsible for listing assets, providing liquidity and everything else.<\/p>\n

In the case of decentralized exchanges (DEX), trading is entirely peer-to-peer. The platform is controlled by software, and the platform is controlled by the user. DEXs do not require the user to undergo KYC verification or registration, nor provide any information about their income.<\/p>\n

Thus, decentralized brokers operate automatically or semi-automatically. General phenomenon \u2013 AMM, father of automatic market<\/strong>, allowing you to do without an order book. Participants interact directly with each other by connecting to the network using a web3 wallet.<\/p>\n

Popular DEX with AMM:<\/p>\n